Fixed Income Investing Explained

A managing member at Silver Birch Companies, Daniel “Dan” E. Klausner assists clients in Carmel and Indianapolis, Indiana. Dan Klausner is experienced in include investment banking and fixed income investing.

Fixed income investing differs from stocks in several ways. The assets that generate the income, like bonds, perform best during adverse economic conditions. During this same timeframe, stocks perform poorly. Fixed income sources also generally present less risk than buying stocks because buyers receive a yield from their purchased assets on a set schedule.

Fixed income investing possesses unique benefits when compared to investing in stocks. If saving for retirement, buying bonds can help you build up a more stable income. Workers close to retirement can also use bonds to help them transition from receiving a salary to receiving income from other sources. Professionals who want to preserve their capital can also benefit from fixed income investing by compensating for losses incurred in stocks.

The three primary risks associated with fixed income investing pertain to changing market conditions and the state of buyers and sellers of bonds. If inflation occurs or interest rates rise, the purchasing power of the bond will decrease. The value of the bond can also decrease if no buyers exist for the bond or if the issuer of the bond goes out of business. In both cases, the investor cannot receive the yield attached to it.

What is Fixed Income Investing?

A managing member at Silver Birch Companies, Daniel (Dan) E Klausner assists clients in Carmel and Indianapolis, Indiana. Subjects Dan Klausner is an expert in include investment banking and fixed income investing.

Fixed income investing offers an alternative to stocks, and differs from stocks in several ways. The assets that generate the income, like bonds, perform best during adverse economic conditions. During this same timeframe, stocks perform poorly. Fixed income sources also generally present less risk than buying stocks, because buyers receive a yield from their purchased assets on a set schedule.

Fixed income investing possesses unique benefits, when compared to investing in stocks. If saving for retirement, buying bonds can help you build up a more stable income. Workers close to retirement can also use bonds to help transition them from receiving a salary to receiving income from other sources. Professionals who want to preserve their capital can also benefit from fixed income investing by compensating from losses incurred from investing in stocks.

The three primary risks associated with fixed income investing are changing market conditions, and the state of buyers and sellers of bonds. If inflation occurs, or interest rates rise, the purchasing power of the bond will decrease. The value of the bond can also decrease if no buyers exist for the bond, or if the issuer of the bond goes out of business. In both cases the investor cannot receive the yield attached to it.

Funding and Supporting Businesses

Dan Klausner, a resident of Carmel, Indiana is a developer and owner of numerous real estate investments. Daniel E Klausner has played a big role in funding and supporting businesses including Maaguzi, CreditSights, Government Payment Services, and also co-owns Carmel Total Fitness.

Mr. Klausner, together with Scott Visser, who is the operating manager, acquired the facility in 2006, and it was used as a gym. Carmel Total Fitness has grown to offer convenience to its customers, which is why it keeps expanding to include new services.

Recent expansion to the facility is a swimming pool. Part of the 11,500 square foot added space is used as a headquarters for Carmel Swim Club and a Spine and Rehab business. These additions are beneficial to Carmel Total Fitness customers as they can access various health and wellness options in one place. The expansions have become possible due to the support and funding received.